Get Virtual Credit Card for Free | July 2021 – Top 10 Sites

July 31, 2021

A virtual credit card (VCC) is an add-on Visa credit card issued on your primary credit card. It does not have any plastic existence. All relevant details such as the card number, the ‘valid from’ date, the ‘expiry date’ and the CVV number are visible online. The virtual credit card enables you to transact online with a credit limit of your choice.

A virtual credit card works in exactly the same way as a physical card, only you cannot use them at physical locations as with real plastic. To the online merchant, it looks no different from any other credit card. The charges appear on your regular bill, but the merchant doesn’t have your actual credit card number.

Many websites issue virtual credit cards online. Some sites charge money while there are some sites where you can get a virtual credit card for free.

Top 10 Sites to Get Virtual Credit Card for Free

You can easily get virtual credit cards for free at different platforms. Here are the top 10 sites that provide online cards to its users for free.


Entropay accounts are available in USD, GBP and EUR. Using Entropay you can create disposable cards on the fly for borderless, private, secure online payments.. Get your first card in less than 60 seconds. Create and delete cards instantly. Protect yourself from fraud and fishy charges, and contain a breach if a merchant is ever compromised. Say goodbye to bank fees, interest fees, over-limit fees and late repayment. It pays to use Entropay.

The EntroPay Visa card can be used for online purchases wherever Visa is accepted. It is a safe way to spend online without disclosing your credit card information.

Get it here


Payoneer is a financial services company that provides online money transfer and digital payment services. Its account holders can send and receive funds into their bank account, Payoneer e-wallet, or onto a re-loadable prepaid MasterCard debit card that can be used online or at point-of-sale.

You can access Payoneer directly from your mobile using their app. You can check your balance, view transactions, withdraw funds, and more. It is available in over 19 languages and 180 currencies!

Get it here

American Express

The American Express Company, also known as Amex, is an American multinational financial services corporation headquartered in Three World Financial Center in New York City. The company is best known for its credit card, charge card, traveller’s cheque businesses and for travel & insurance products.

Most of the time Amex also offers additional benefits such as Bonus Membership Rewards Points on each card approval. You can share your card privileges with your loved ones, consolidate all spends in one place. To avail the facilities, no income documents are required.

Get it here

Pockets by ICICI Bank

It’s a VISA-powered e-wallet that customer of any bank can use to recharge mobile, send money, shop anywhere, pay bills and much more. You can download the Pockets app and create your wallet instantly – it’s available everywhere you go – right in your pocket. Pockets are the first app in India to offer UPI, NFC and Bharat QR code payments. You can even request a physical card that can be used at stores.

Moreover, you can recharge your prepaid mobile or DTH connection and pay your utility bills from within the app. You can send money securely to bank accounts, your contacts or virtual payment addresses using Unified Payment Interface (UPI).

Get it here


Udio is India’s leading enterprise payments solution for corporates, individuals and merchants. You can use the Udio mobile app for mobile recharges & bill payments, digital gifting, P2P payments, splitting bills with friends. Expense Management has been made paperless and convenient with Udio Corporate Expense Management Solutions.

Tax savings for employees have been simplified through digital meal vouchers, medical, communication & fuel reimbursements by managing everything through a web-based dashboard. Udio enhances employee satisfaction by providing ease and convenience.

Get it here


NETELLER is a global leader in online financial services. It allows you to shop securely, transfer money anywhere in the world, access your funds instantly. You can trust NETELLER for fast and secure online payments.

Paying with NETELLER is always instant, secure, and free. With NETELLER, you can send money to anyone, even if they aren’t a member and you can do it all with no transaction fees. NETELLER mobile application is also available in the Google Play Store. You can join for free at

Get it here


credit card for free on payzapp

HDFC Bank PayZapp is a complete payment solution giving you the power to pay in just one click. With PayZapp, you can shop on your mobile at partner apps, buy movie tickets, groceries, compare and book flight tickets and hotels, shop online and get great discounts at SmartBuy, send money to anyone in your contact list or to your bank account, pay bills and recharge your mobile, DTH and data card and many more.

You can link your Debit and Credit Card, of any Bank, to PayZapp and enjoy the most convenient and secure way of payment. PayZapp is convenient, fast and secure.

Get it here


sites for having virtual credit card for free - netspeed

NetSpend is a leading provider of prepaid debit cards for personal and commercial use. You can order your own prepaid card today for free. The NetSpend mobile application is also available in the Google Play Store.

The NetSpend Prepaid Mobile App lets you manage your account wherever you are, whenever you need it. That means it’s easy to do things like:

• Check your account balance. And transaction history
• Send money to friends and family. Easy transaction process.
• Find no-cost reload locations
• Load checks straight to your account

Get it here


sites to get virtual credit card for free - payapt

PayApt enables you to make “one-click payment” directly from your smartphone. It comes with a host of features which allow you to go cashless for your day to day transactions. Some of the features of PayApt are:
Mobile Recharge / Bill Payment, Person to Merchant (P2M) payments, online shopping, pay with mVISA, virtual card, one-click payment, send money, link card and pay directly, view transaction log and many more.
PayApt is a convenient, fast, and secure app to get virtual credit card for free.

Link your Debit and Credit Card once, pay anytime with just one tap. No need to re-load money again and again.

Get it here


sites to get virtual credit card for free - digibank

Digibank is India’s first-ever bank that lets you open an account without any paperwork or signatures. You can set up an e-wallet in just 90 seconds and instantly convert to Digi-savings with Aadhaar OTP. For any queries, help is at hand. You can get answers to all your banking queries in an instant with the 24×7 virtual assistant that uses state-of-the-art artificial intelligence.

With your Digibank e-wallet, you enjoy: shopping online with your VISA virtual debit card, cashback while you shop, great offers across travel, entertainment and more, no minimum balance, unlimited free ATM withdrawals. Digibank makes banking hassle-free.

Get it here

Wrapping Up

So, these were a few ways to get a virtual credit card for free. The modern pace of life has become much faster and the majority of working-class find it increasingly difficult to set aside some time to do the daily chores. Therefore, many people have appreciated the opportunity to buy goods on the internet, and the emergence of the virtual credit card has been such an advantage to them.

The three main advantages of using a virtual credit card are reduced exception processing, better transaction detail, and reduced fraud. You can now get your VCC from any of the hundreds of websites that issue them for free. Online marketing has never been easier!


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